What if the at-fault driver is uninsured or underinsured?

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    What if the at-fault driver is uninsured or underinsured?

    Road traffic accidents aren’t always clear cut. If the other driver involved in your car accident is not insured, it can complicate the process of seeking compensation. However, there are still potential avenues available to pursue compensation, depending on the circumstances. For example, in the UK, the Motor Insurers’ Bureau (MIB) is a body established to provide injury compensation for victims of accidents caused by uninsured or untraced drivers.

    If you are involved in an accident with an uninsured driver, you may be able to make a claim through the MIB. The MIB acts as a fund of last resort and compensates victims in cases where the responsible party does not have insurance.

    If the uninsured driver is at fault for the accident and has the means to pay compensation, you may choose to pursue legal action against them directly. However, it’s important to consider that even if a judgment is obtained, enforcing payment can be challenging if the driver lacks sufficient assets or income.

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