If faulty wiring causes a fire in my home, can I claim compensation?

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    How No Win No Fee Works

    With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.

    If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.

    There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:

    - Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)

    - Minor road accidents: The Official Injury Claim Portal

    - Accidents involving uninsured drivers: The Motor Insurers' Bureau

    If faulty wiring causes a fire in my home, can I claim compensation?

    There are few events in life which cause as much distress and trauma as a fire in your home. The damage to your property, the loss of precious possessions and the risk to the health and wellbeing of your family all combine to make it something which can be incredibly difficult to get over. In the immediate aftermath of a fire the chances are that the last thing you’ll be thinking about will be claiming compensation from somebody. If your family have emerged unscathed then you may be busy simply counting your blessings, making insurance claims and running through the depressing list of things which have been lost or damaged. If someone’s been hurt, on the other hand, then your entire focus will rest upon helping them to recover.

    Some fires start by accident and can’t be avoided but others are caused by factors such as faulty or below-standard wiring. If you’ve suffered the trauma of a fire and it was caused by someone doing sub-standard or dangerous electrical work then you have every right to seek compensation from those responsible. It’s not a question of cashing in or even of punishing the responsible party. In the first instance it’s about ensuring that the costs created by the fire and any injuries it caused don’t have to be borne by you and secondly it’s a question of compensating you for your suffering in a manner which will enable you to start thinking about getting on with the rest of your life.

    An experienced solicitor will be able to listen to the details of your case and will give an honest appraisal as to whether you’re in a position to make a claim. Letting someone into your house to carry out work such as wiring involves a huge amount of trust, and if that trust has been abused to such a degree then it’s only fair that you should be able to seek redress. Claiming compensation won’t only minimise the financial impact of such an event, it will also restore your sense of fair play.

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