I think I’ve suffered a whiplash injury, what should I do next?

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    How No Win No Fee Works

    With no win no fee agreements (also known as a Conditional Fee Arrangements, or CFAs), there are no upfront legal fees, which means anyone who has been involved in an accident that wasn’t their fault can gain access to justice without any financial risk. Your solicitor only gets a fee if your claim is successful. If your claim isn't successful, you won’t pay your solicitor any legal fees.

    If your case is successful, typically you will pay 25% (including VAT) of your compensation to your solicitor, although they will discuss any fees before starting your case. To ensure your claim is risk free, your solicitor may take out an insurance policy on your behalf. If you terminate the agreement, you may have to pay fees for the time already spent on your claim, or due to: lack of cooperation, misleading your solicitor, missing medical or expert examinations, or not attending court hearings.

    There are some instances where you are not required to use the services of a claims management company, and are able to claim yourself, for free, directly via the relevant ombudsman/compensation scheme. These include:

    - Criminal injuries: The Criminal Injury Compensation Authority (England, Wales, and Scotland) or the Criminal Injury Compensation Scheme (Northern Ireland)

    - Minor road accidents: The Official Injury Claim Portal

    - Accidents involving uninsured drivers: The Motor Insurers' Bureau

    I think I’ve suffered a whiplash injury, what should I do next?

    Whiplash is a condition that often occurs after a car accident. It can manifest as a result of many different situations, but typically it occurs when you are moving and are forced to stop very quickly. Imagine travelling at 30mph in a car and hitting something head on. This will result in your head being jerked suddenly, which in turn can sprain the ligaments and tendons in your neck.

    Seek medical attention as soon as possible

    If you are involved in an accident or incident that leads to this happening, you may find you experience neck pain, stiffness and a range of other symptoms including headaches and blurred vision. If you have any of these signs and you suspect whiplash may be the cause, the best thing to do is to visit your GP as soon as possible. They will be able to assess your symptoms and ask questions to see whether whiplash is the cause. You may be required to have an x-ray, though this is not always necessary. However, the doctor will want to ensure no other injuries are underlying the symptoms of whiplash you are experiencing.

    In any case, they will recommend appropriate treatment for the severity of whiplash you have. It is vital that you follow the advice they give you. Whiplash can be anything from mild to severe, and in some cases it can persist for many months after the original accident. If this should occur, it can have a significant effect on your life. Taking advice from a GP and following it to the letter will help improve your condition and hopefully lead to recovery within the shortest possible time.

    Medical treatment will be used as evidence in your claim

    Even if you feel your whiplash is very mild, it is still vital to see your GP. If the whiplash has been caused by your involvement in an accident that was not your fault, it is wise to have proof of your medical appointments. If you consult a no win no fee lawyer in the hope of claiming compensation for the accident, evidence of your injury (or injuries, if you have suffered other problems as a consequence of the accident) will be essential.

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